How We Verify Insurance Agents

The strongest signal in the directory comes from reading what an agency says about itself. We have programmatically reviewed over 17,000 individual agency websites, looking for explicit statements about SR-22 filing and non-owner policies. When a site makes a claim, we capture the evidence: the exact quote and the URL it came from.

More than 1,300 directory location records have website-derived evidence associated with SR-22 support. Those labels describe what a public page stated; they are not proof that a policy was bought or a filing was completed. A “no” statement is retained as carefully as a “yes.”

Public filing-speed labels (such as “same-day SR-22 filing”) use a stricter subset of this review. The study excludes generic descriptions, testimonials, policy-quote timing, ambiguous “instant SR-22” wording, state-rule conflicts, and claims that point to a different state. It publishes the exact retained excerpt for each included location. Review the filing-speed data, sources, and limitations.

Agents who represent national insurance brands inherit capabilities that the brand offers everywhere. For example, Progressive and GEICO agents are marked as SR-22-capable because those carriers file SR-22s nationally.

These flags reflect what the brand offers, not an individual check of that specific office. A brand-attributed flag tells you the carrier behind the agent can handle the product; it does not tell you we reviewed that particular office's website. It's a deliberately weaker signal than Tier 1, and we label it as such rather than pretend otherwise. If a specific office matters to you, call ahead — phone numbers are on every listing.

Every listing in the directory has a report form. If an office has closed, a phone number is wrong, or an agency listed as an SR-22 filer turns out not to file them, readers can tell us directly from the listing page.

Reader corrections are reviewed before they are applied — they update listings, but they never do so automatically. This is how the directory heals: the people calling these agencies are often the first to know when something has changed.

Agency owners can claim their listing and keep their own details current — hours, phone, description, and the products they say they offer. Claimed listings also don't carry the quote-comparison banner shown on unclaimed pages — the contact details on a claimed page go directly to the agency, not to a third party.

Owner-provided details are labeled “owner reported” on the listing. An owner saying “we file SR-22s” is a useful signal, but it is not the same as our website review confirming it, so owner attestation never silently upgrades a listing to verified. The two signals are shown separately.