How We Verify Insurance Agents

The strongest signal in the directory comes from reading what an agency says about itself. We have programmatically reviewed over 17,000 individual agency websites, looking for explicit statements about SR-22 filing and non-owner policies. When a site makes a claim, we capture the evidence: the exact quote and the URL it came from.

More than 1,300 agencies have been confirmed as SR-22 filers this way. Just as importantly, thousands of agencies have been explicitly marked as notoffering these products because their websites made that clear — a “no” is recorded as carefully as a “yes.”

Filing-speed labels (such as “same-day SR-22 filing”) come exclusively from this review. We never infer speed from anything weaker than the agency's own stated commitment.

Agents who represent national insurance brands inherit capabilities that the brand offers everywhere. For example, Progressive and GEICO agents are marked as SR-22-capable because those carriers file SR-22s nationally.

These flags reflect what the brand offers, not an individual check of that specific office. A brand-attributed flag tells you the carrier behind the agent can handle the product; it does not tell you we reviewed that particular office's website. It's a deliberately weaker signal than Tier 1, and we label it as such rather than pretend otherwise. If a specific office matters to you, call ahead — phone numbers are on every listing.

Every listing in the directory has a report form. If an office has closed, a phone number is wrong, or an agency listed as an SR-22 filer turns out not to file them, readers can tell us directly from the listing page.

Reader corrections are reviewed before they are applied — they update listings, but they never do so automatically. This is how the directory heals: the people calling these agencies are often the first to know when something has changed.

Agency owners can claim their listing and keep their own details current — hours, phone, description, and the products they say they offer.

Owner-provided details are labeled “owner reported” on the listing. An owner saying “we file SR-22s” is a useful signal, but it is not the same as our website review confirming it, so owner attestation never silently upgrades a listing to verified. The two signals are shown separately.