Question 1

Does Shelter Insurance - Freddy Harkleroad offer non-owner car insurance?

Accepted Answer

Availability is not confirmed in our directory. Call Shelter Insurance - Freddy Harkleroad directly to ask whether they currently write non-owner policies for drivers without a personal vehicle.

Question 2

Which state does Shelter Insurance - Freddy Harkleroad file SR-22 in?

Accepted Answer

Shelter Insurance - Freddy Harkleroad is located in Johnson City, Tennessee. SR-22 filings are usually made in the state where the violation occurred, which is not always the state where you live. Ask the agent whether they can file in your violation state if it differs from Tennessee.

Question 3

What does Tennessee require for proof of financial responsibility?

Accepted Answer

Tennessee uses the SR-22 form for proof of financial responsibility after qualifying violations. Typical duration is 3 years. Exact requirements vary by violation type — check your court or DMV notice and confirm with the agent before buying.

Question 4

How do I contact Shelter Insurance - Freddy Harkleroad?

Accepted Answer

You can call, visit their website, or get directions directly from their listing on this page. For time-sensitive SR-22 filings, calling is the fastest path. Ask whether they can file the same day and confirm the quote in writing before paying.

Question 5

Is Shelter Insurance - Freddy Harkleroad well rated?

Accepted Answer

Shelter Insurance - Freddy Harkleroad has a 4.8/5 rating across 41 Google reviews. Ratings are aggregated from public sources and are a useful signal, but they reflect general customer experience — confirm non-owner and SR-22 specialty directly with the agent.

Shelter Insurance - Freddy Harkleroad

About

Business Hours

Location

Insurance Carriers

Been to Shelter Insurance - Freddy Harkleroad?

Should You Switch to Non-Owner Car Insurance?

Compare Non-Owner Insurance Quotes Online

Other Agents in Johnson City

Jones Insurance Service

C R Gregory Insurance, Inc.

Farm Bureau Insurance

Widener Insurance Inc