Caitlin Talbot
a year ago
Krystal (and Teresa) have taken excellent care of us and our insurance needs for nearly a decade. They’ve earned us as loyal customers for the decades ahead.
This agency is listed for certificate filing support; confirm current availability directly.
Verified on the agency website · April 2, 2026
This agency is listed as offering policies for drivers without a vehicle.
Verified on the agency website · April 2, 2026
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Agency type from public business data
Rated higher than 75% of Modesto agents
Teresa Clutter Insurance Services LLC is an independent insurance agency in Modesto, California. Contact them at +1 209-836-0719 to ask about non-owner car insurance and other coverage options.
If you've been asked to file an SR-22 in California, this agency is listed as handling the paperwork. Confirm whether it submits directly to the state. Typical filing duration is 3 years.
See our step-by-step SR-22 guide for the full process, or view California requirements.
400 12th St #26, Modesto, CA 95354
Open in Google MapsAnswers use verified website details and public listing data. Confirm current availability and pricing with the agency.
Yes — Teresa Clutter Insurance Services LLC's own website states they offer non-owner car insurance (we last reviewed it April 2, 2026). Contact them directly to confirm current availability, liability limits, and pricing for your situation.
Yes — Teresa Clutter Insurance Services LLC's own website states they handle SR-22 filings (we last reviewed it April 2, 2026). Call to confirm current filing speed and availability for your state.
Teresa Clutter Insurance Services LLC is located in Modesto, California. A filing may be required by a different state from the one where you now live. Ask the agent whether it is licensed and able to file for the state named on your notice.
California uses the SR-22 form for proof of financial responsibility after qualifying violations. Typical duration is 3 years. Exact requirements vary by violation type — check your court or DMV notice and confirm with the agent before buying.
You can call, visit their website, or get directions directly from their listing on this page. For a time-sensitive filing, ask what the agency means by same-day, what proof you will receive, and when the state is expected to update its records.
Teresa Clutter Insurance Services LLC has a 5/5 rating across 38 Google reviews. Ratings are aggregated from public sources and reflect general customer experience, not proof of a specific policy or filing service. Confirm the service you need directly.
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Get a Quote822 9th St #1, Modesto, CA 95354
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2225 Plaza Pkwy suite c-17, Modesto, CA 95350
Rating breakdown · Google
All 38 Google ratings are 5-star, giving Teresa Clutter Insurance Services LLC a 5.0 average.
Based on Google's aggregate rating data. Review-text themes appear only when the source text is available.
Teresa Clutter Insurance Services LLC holds a strong 5.0-star Google rating across 38 reviews. The most frequent praise is for professionalism and pricing.
Based on themes from 5 recent Google reviews
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Recent Google reviews
Caitlin Talbot
a year ago
Krystal (and Teresa) have taken excellent care of us and our insurance needs for nearly a decade. They’ve earned us as loyal customers for the decades ahead.
Franke J
3 years ago
I contacted Clutter Insurance to obtain commercial insurance for our business and I was very pleased with their knowledge and professionalism. Teresa and her staff knew exactly what was needed and obtained very favorable quote for me. I definitely recommend Clutter Insurance for any business insurance needs.
carol soto
3 months ago
Teresa treats u just like family. Also very professional and finds u the best prices for your needs. Have had her for over 10 years without any problems. I would highly recommend her for all insurance needs.
Elizabeth Ledesma
5 years ago
My family and I have worked with Mayra for several years. We wouldn’t want to have anyone else. She is incredibly knowledgeable and professional and has helped us find the best insurance for each family member, according to our needs and wants. Highly recommend her!
CJ Chavez
8 years ago
Very great professional agency with a very polite and caring staff! I’ve been using Teresa for about 10 years now. I highly recommend this business to anyone who doesn’t have the time to shop insurance, and could use Teresa’s team to ensure they get the coverage they need for the best price in the market!