Question 1

Does Alera Group (formerly Lighthouse) offer non-owner car insurance?

Accepted Answer

Availability is not confirmed in our directory. Call Alera Group (formerly Lighthouse) directly to ask whether they currently write non-owner policies for drivers without a personal vehicle.

Question 2

Which state does Alera Group (formerly Lighthouse) file SR-22 in?

Accepted Answer

Alera Group (formerly Lighthouse) is located in Empire, Michigan. SR-22 filings are usually made in the state where the violation occurred, which is not always the state where you live. Ask the agent whether they can file in your violation state if it differs from Michigan.

Question 3

What does Michigan require for proof of financial responsibility?

Accepted Answer

Michigan uses the SR-22 form for proof of financial responsibility after qualifying violations. Typical duration is 3 years. Exact requirements vary by violation type — check your court or DMV notice and confirm with the agent before buying.

Question 4

How do I contact Alera Group (formerly Lighthouse)?

Accepted Answer

You can call, visit their website, or get directions directly from their listing on this page. For time-sensitive SR-22 filings, calling is the fastest path. Ask whether they can file the same day and confirm the quote in writing before paying.

Alera Group (formerly Lighthouse)

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