Non-Owner Car Insurance Agents in Michigan

Michigan (MI) requires all drivers to carry minimum liability insurance. Non-owner car insurance is available for residents who don't own a vehicle but still need to maintain coverage, whether for SR-22 requirements, rental car usage, or occasional driving.

Minimum Liability Coverage: 50/100/10$50,000 bodily injury per person / $100,000 per accident / $10,000 property damage outside Michigan. Michigan also mandates $1,000,000 in Property Protection Insurance (PPI) for in-state property damage. A PIP coverage tier must be selected (unlimited, $500k, $250k, $50k with Medicare, or opt-out with Medicare/Medicaid enrollment).

Uninsured Motorist: Uninsured motorist coverage is optional in Michigan.

Notes: California has a mandatory good-driver discount and Proposition 103 rate regulation...

State Insurance Department: Visit Website