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PG

Progressive Non-Owner Car Insurance

Offers Non-Owner InsuranceSR-22 Filing
Active in 48 states283 agents in our directory

About Progressive's Non-Owner Policy

Progressive writes non-owner car insurance and SR-22 filing in most states, and search interest for "Progressive non-owner SR-22" has grown sharply in recent years. You can start a non-owner quote online and adjust coverage options yourself, or work with a licensed agent. Progressive appeals to drivers who want transparency in pricing and prefer comparing options on their own terms before committing.

State availability

Progressive offers non-owner insurance in all 50 states. SR-22 filing is available in most states. Check Progressive's website or contact a local agent to confirm they write in your state with your driving history.

SR-22 filing

Progressive offers SR-22 filing for non-owner policies in most states. Many drivers choose Progressive because you can start a quote online and see rates in real time, then customize your coverage before binding. Filing happens as part of binding your policy. Like all carriers, Progressive's SR-22 is not a separate insurance product — it's a certificate your policy attaches to, filed with your state to prove you carry the required liability coverage.

Good for

  • Online quoting tool lets you compare rates and options in real-time
  • Can bind and file SR-22 same day through their website
  • Available in all 50 states for non-owner coverage
  • Growing specialist status in non-owner SR-22 market

Watch out for

  • Online quotes and agent quotes can differ significantly; talk to an agent for the most accurate price
  • Rate variation is high depending on state and driving history
  • Online tools may not capture all underwriting factors

Does Progressive offer SR-22 filing?

Progressive offers SR-22 filing for non-owner policies in most states. Many drivers choose Progressive because you can start a quote online and see rates in real time, then customize your coverage before binding. Filing happens as part of binding your policy. Like all carriers, Progressive's SR-22 is not a separate insurance product — it's a certificate your policy attaches to, filed with your state to prove you carry the required liability coverage.

Filing speed

Progressive typically files SR-22 the same business day you bind the policy online or through an agent. State processing varies from 24 hours to 3 business days. Ask your agent for the exact timeline when you apply.

An SR-22 is not a separate insurance policy — it's a certificate Progressivefiles with your state's DMV to prove you carry the required liability coverage.

Read the full Progressive SR-22 filing guide →

Progressive non-owner car insurance cost

Progressive non-owner rates vary widely depending on your state, driving record, and how you quote. Online quotes often show ballpark pricing immediately; agent quotes can differ based on factors the online tool doesn't capture. Non-owner coverage is liability-only (no collision or comprehensive), so premiums are typically lower than full coverage. The SR-22 filing fee usually ranges from $15–$25 by state. Always get multiple quotes to compare.

Read the full Progressive non-owner insurance guide →

Compare non-owner quotes

Compare Progressive to other non-owner carriers

Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.

Acceptance InsuranceAllstateAmerican Family
See the full non-owner SR-22 carrier comparison →

Frequently Asked Questions

Does Progressive offer non-owner car insurance?+

Yes. Progressive writes non-owner liability insurance in all 50 states. You can start a quote on their website, by phone, or with a local agent.

Can I get SR-22 filing from Progressive for a non-owner policy?+

Yes. Progressive files SR-22 for non-owner policies in most states. When you quote, select non-owner coverage and let them know you need SR-22 filing.

How fast does Progressive file an SR-22?+

Progressive can typically file your SR-22 the same business day you bind the policy online or through an agent. State DMVs then process within 24 hours to 3 business days.

Can I quote Progressive non-owner SR-22 online?+

Yes. Progressive lets you start a non-owner SR-22 quote on their website and see rates immediately. You can customize coverage options and often bind the policy online. Some drivers prefer finalizing with an agent to confirm filing details.

Why is Progressive's online quote different from an agent quote?+

Progressive's online tool estimates based on standard factors, but an agent can adjust for specific details — recent violations, state-specific rules, or special underwriting notes — that may change your final rate. Always compare quotes from multiple carriers.

How much does Progressive non-owner SR-22 insurance cost?+

Rates vary significantly by state, driving history, and age. Use Progressive's online quote tool for an instant estimate, or call an agent. The SR-22 filing fee is typically $15–$25 depending on your state.

Can I get non-owner SR-22 from Progressive with a DUI or serious violation?+

Progressive does write non-owner SR-22 for drivers with serious violations, including DUI. Premiums will be higher than for a clean record, and underwriting depends on your specific record. Get a quote to see if you qualify.

Top-rated Progressive agents

Highest-rated agents in our directory who represent Progressive.

First Metro Agencies No 1 Inc.

Gretna, Louisiana
5.0(2)

Progressive Nashville

Nashville, Tennessee
5.0(1)

Regal Agency Inc

Whitestone, New York
5.0(3)

Specialty Insurance Group

Longwood, Florida
5.0(3)

Kirnco Insurance

Manchester, Missouri
5.0(3)

Progressive Insurance of Florida

Naples, Florida
5.0(784)

Progressive Car Insurance

El Paso, Texas
5.0(1)

Goldenwest Insurance Services

Ogden, Utah
5.0(6)

Progressive Phoenix

Phoenix, Arizona
5.0(1)

C G Laughlin & Associates

Paoli, Pennsylvania
5.0(9)

The Villano Insurance

Hollidaysburg, Pennsylvania
5.0(3)

Progressive Memphis

Memphis, Tennessee
5.0(1)

Browse Progressive agents by state

Pick a state to see every agent in our directory who represents Progressive there.

Texas
36 agents
Florida
28 agents
Georgia
15 agents
Ohio
14 agents
Pennsylvania
13 agents
Virginia
12 agents
California
12 agents
Michigan
9 agents
New York
9 agents
North Carolina
8 agents
Tennessee
7 agents
Louisiana
7 agents
Maryland
6 agents
Indiana
6 agents
Arizona
6 agents
Kentucky
6 agents
Illinois
6 agents
Missouri
5 agents
Mississippi
5 agents
Wisconsin
5 agents
South Carolina
5 agents
Oklahoma
5 agents
Iowa
5 agents
Minnesota
5 agents
New Jersey
4 agents
Nevada
4 agents
Washington
4 agents
Alabama
4 agents
New Mexico
3 agents
Massachusetts
3 agents
Colorado
3 agents
Oregon
2 agents
Arkansas
2 agents
Maine
2 agents
Kansas
2 agents
Connecticut
2 agents
Utah
2 agents
North Dakota
1 agent
West Virginia
1 agent
Alaska
1 agent
Hawaii
1 agent
South Dakota
1 agent
Nebraska
1 agent
Vermont
1 agent
Delaware
1 agent
Rhode Island
1 agent
Idaho
1 agent
New Hampshire
1 agent

Progressive SR-22 deep dive

SR-22 With Progressive: Non-Owner Filing Guide

Progressive offers SR-22 filing for non-owner policies in most states with real-time online quoting. Bind and file SR-22 the same business day online or through an independent agent—Progressive's transparent pricing and quick binding make it a solid choice for fast SR-22 setup.

Ready to get a quote?

Compare non-owner car insurance quotes from Progressive and other top carriers.

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nocarplan.com is an independent directory and is not affiliated with Progressive. Information on this page is for general reference only, may not be current, and should be verified directly with Progressive or a licensed insurance professional. nocarplan.com does not sell, bind, or provide insurance.

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