Non-Owner Car Insurance Agents in New Jersey

New Jersey (NJ) requires all drivers to carry minimum liability insurance. Non-owner car insurance is available for residents who don't own a vehicle but still need to maintain coverage, whether for SR-22 requirements, rental car usage, or occasional driving.

Minimum Liability Coverage: 25/50/25$25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage

Uninsured Motorist: Required on standard policies at matching liability limits. Basic policy has optional BI liability; standard policy requires 25/50/25 UM/UIM.

Notes: California has a mandatory good-driver discount and Proposition 103 rate regulation...

State Insurance Department: Visit Website