Kentucky agent directory · KY
Find non‑owner and SR‑22 insurance agents in Kentucky
Search by city, ZIP code, or agency name, then compare service evidence, ratings, and contact options across Kentucky.
- agents listed
- 1,092
- cities covered
- 180
- list SR-22 support
- 16
Search Kentucky
Pick what you need, then enter a city, ZIP, or agency.
I'm looking for
City pages will open filtered to agents that list non-owner policies.
Service counts combine directory listings and website evidence. How we verify.
Agents with verified service information
Evidence comes from agency websites or owner attestations. These are starting points, not insurance recommendations.
Sponsored placement never changes verification labels.
Three questions to ask before you pay
- 1. Do you write non-owner policies?
- 2. Can you file SR-22 in Kentucky?
- 3. What does the agency mean by same-day, and when will the state update its records?
Find agents by city
Start with a high-coverage city or search the full Kentucky directory.
All cities in Kentucky
180 cities with listed agents
32 cities shown
State information
Kentucky insurance and filing rules
Requirements depend on your notice, driving history, and policy. Use the official state links below and confirm your situation with a licensed agent.
- Filing form
- SR-22, commonly listed for 3 years
- Minimum liability
- 25/50/25 - $25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage
- Uninsured motorist
- Not required; UM/UIM must be offered and can be rejected.
- State note
- California has a mandatory good-driver discount and Proposition 103 rate regulation...
More about SR-22 in Kentucky
Required after DUI, driving without insurance, and certain license suspensions. Typically 3 years. Kentucky is a choice no-fault state — drivers may opt out of PIP.
Find Kentucky agents by carrier
Filter the directory by the insurance company your agent represents.
Guides for your next step
SR-22 in Kentucky
Non-Owner SR-22 Insurance in Kentucky
If Kentucky requires you to file an SR-22 but you don't own a car, you need a non-owner SR-22 policy. Kentucky is a choice no-fault state where you can opt out of PIP coverage. Plain English, no judgment — let's walk through how it works.
New to non-owner insurance?
Who Can Buy Non-Owner Car Insurance?
You can buy non-owner car insurance if you're licensed, don't own a car, and don't have regular access to one in your household. Here's who qualifies, why insurers enforce the household rule, and what to do if you live with the car's owner.
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