Non-Owner Car Insurance Agents in Rhode Island

Browse cities in Rhode Island to find local insurance agents who specialize in non-owner car insurance and SR-22 filing.

Rhode Island Insurance Overview

Rhode Island (RI) requires all drivers to carry minimum liability insurance. Non-owner car insurance is available for residents who don't own a vehicle but still need to maintain coverage, whether for SR-22 requirements, rental car usage, or occasional driving.

Minimum Liability Coverage: 25/50/25$25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage

Uninsured Motorist: Not required; UM/UIM must be offered and can be declined.

Notes: California has a mandatory good-driver discount and Proposition 103 rate regulation...

State Insurance Department: Visit Website

New to non-owner insurance?

Should You Switch to Non-Owner Car Insurance?

If you've sold a car, moved to a transit city, or consolidated vehicles, you might be ready to switch from full-coverage to non-owner insurance. Here's how to run the math and do it without a lapse.