American Familyoffers non-owner car insurance for individuals who don't own a vehicle but need liability coverage. This policy typically provides bodily injury and property damage liability when you borrow or rent a car.
American Family also offers SR-22 filing with their non-owner policy, making it an option for drivers who need to reinstate their license or meet court-ordered insurance requirements.
American Family offers SR-22 filing for non-owner policies. Filing speed and availability vary by state and agent — confirm directly with a local American Family agent.
An SR-22 is not a separate insurance policy — it's a certificate American Familyfiles with your state's DMV to prove you carry the required liability coverage.
Non-owner car insurance from American Family costs less than full coverage on a vehicle, since it's liability-only. Actual quotes vary by state, your driving history, and any SR-22 requirement. Compare quotes from multiple agents to find the best rate.
Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.
See the full non-owner SR-22 carrier comparison →Highest-rated agents in our directory who represent American Family.
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