This agency is listed as offering policies for drivers without a vehicle.
Verified on the agency website · April 3, 2026
Independent agencies may be able to compare options from multiple carriers.
Agency type from public business data
Protective Agency is an independent insurance agency in Shallotte, North Carolina. Contact them at +1 910-755-3440 to ask about non-owner car insurance and other coverage options.
Verified from their website
We reviewed Protective Agency's website on April 3, 2026 and found: “For drivers who do not own a vehicle but still need liability coverage for times when they borrow or rent a vehicle, the Non-Owners Insurance policy from Protective Agency will meet your needs.”
5285 Main St Suite 15, Shallotte, NC 28470
Open in Google MapsAnswers use verified website details and public listing data. Confirm current availability and pricing with the agency.
Yes — Protective Agency's own website states they offer non-owner car insurance (we last reviewed it April 3, 2026). Contact them directly to confirm current availability, liability limits, and pricing for your situation.
North Carolina is not marked as using SR-22 as its standard proof form; the state record lists DL-123. Check the notice from the responsible state office and ask Protective Agency which proof applies to your situation.
You can call, visit their website, or get directions directly from their listing on this page. Ask which state-specific proof applies, what coverage is available, and request the quote in writing before paying.
Protective Agency has a 4.6/5 rating across 23 Google reviews. Ratings are aggregated from public sources and reflect general customer experience, not proof of a specific policy or filing service. Confirm the service you need directly.
Get quotes from multiple carriers in minutes — no phone calls required.
Get a Quote4746 Main St, Shallotte, NC 28470
4519 Main St, Shallotte, NC 28470
5300 Main St #3, Shallotte, NC 28470
View Profile4746 Main St, Shallotte, NC 28459
Rating breakdown · Google
74% of 23 Google ratings are 5-star. Protective Agency averages 4.6 out of 5.
Based on Google's aggregate rating data. Review-text themes appear only when the source text is available.
Protective Agency holds a strong 4.6-star Google rating across 23 reviews. The most frequent praise is for professionalism and friendly staff.
Based on themes from 5 recent Google reviews
What nocarplan.com can verify about this profile's review activity.
Be the first to review Protective Agency on nocarplan.com
Help the next person searching for non-owner coverage — your review publishes after a one-click email confirmation.
Recent Google reviews
Charles Newton
2 years ago
To be honest, I never pay my insurance on the phone or online because I enjoy sitting down and chit-chatting with Dana! She’s a good person and also really intuitive with her work👍 you almost don’t even know your doing insurance stuff when your there and when it’s time to pay .etc your like oh yea I gotta pay now😂😂 thanks being awsome and not dreading doing my car insurance🙏🩵🙏
Karen Washam
2 years ago
Dana Hughes has written Auto policies for both of my sons for years. My oldest owns a commercial electrical business, and has several company vehicles. Dana has always gone the extra mile in order to find creative, adequate solutions for his fleet policies. Dana also makes it her goal to keep him apprised of changes regarding his need to update his policies - ensuring the most important aspect of any business is sound. We can not say how much we appreciate Dana, especially in a day and age where great customer service is so hard to find. Dana is truly like family! Thanks, Protective Agency!
Tiffany Lancaster
2 years ago
Dana Hughes is always helpful and friendly. If I have any questions she takes the time to make sure i understand my policy and she’s very knowledgeable and efficient, I have never had to wait in line.
G Edwards
2 years ago
Dana is always super friendly, helpful, and knowledgeable. Outstanding customer service!
marco valencia
7 years ago
Dana is a well experienced agent/ wonderful woman. Great prices/ wonderful costumer service... Thanks to you all!!