The agency website states it offers policies for drivers without a vehicle. Confirm current availability directly.
Agency website · reviewed April 18, 2026
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Agency type from public business data
Languages listed: English, Spanish.
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Pegram Insurance is an independent insurance agency in Charlotte, North Carolina. Contact them at +1 704-494-9495 to ask about non-owner car insurance and other coverage options.
Verified from their website
We reviewed Pegram Insurance's website on April 18, 2026 and found: “Non owners insurance is an insurance policy that provides liability insurance for someone who doesn't own a vehicle and doesn't have regular access to a vehicle.”
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
Open in Google MapsAnswers use verified website details and public listing data. Confirm current availability and pricing with the agency.
Yes — Pegram Insurance's own website states they offer non-owner car insurance (we last reviewed it April 18, 2026). Contact them directly to confirm current availability, liability limits, and pricing for your situation.
North Carolina is not marked as using SR-22 as its standard proof form; the state record lists DL-123. Check the notice from the responsible state office and ask Pegram Insurance which proof applies to your situation.
You can call, visit their website, or get directions directly from their listing on this page. Ask which state-specific proof applies, what coverage is available, and request the quote in writing before paying.
Pegram Insurance has a 4.8/5 rating across 361 Google reviews. Ratings are aggregated from public sources and reflect general customer experience, not proof of a specific policy or filing service. Confirm the service you need directly.
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View ProfileRating breakdown · Google
95% of 361 Google ratings are 5-star. Pegram Insurance averages 4.8 out of 5.
Based on Google's aggregate rating data. Review-text themes appear only when the source text is available.
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