nocarplan.com
StatesGuidesCompaniesAbout
Get a quote

Company

  • About
  • Contact

Directory

  • Find Agents
  • Browse States
  • Companies
  • Same-Day SR-22 Filing

Resources

  • Guides
  • Get a Quote
  • How We Verify Agents
  • SR-22 Filing-Speed Data
  • Editorial Policy

Legal

  • Privacy Policy
  • Terms of Service

nocarplan.com is an independent directory and is not an insurance company or agent. We do not sell, bind, or provide insurance. Information provided is for general reference only and may not be current or complete. Always verify coverage details, licensing, and availability directly with a licensed insurance professional in your state. nocarplan.com may receive compensation from partners for referrals.

© 2026 nocarplan.com. All rights reserved.

  1. Home
  2. Companies
  3. Kemper
KE

Insurance companies

Kemper Non-Owner Car Insurance

Offers Non-Owner InsuranceSR-22 Filing

About Kemper's Non-Owner Policy

Kemper offers non-owner car insurance for individuals who don't own a vehicle but need liability coverage. This policy typically provides bodily injury and property damage liability when you borrow or rent a car.

Kemper also offers SR-22 filing with their non-owner policy, making it an option for drivers who need to reinstate their license or meet court-ordered insurance requirements.

Does Kemper offer SR-22 filing?

Kemper offers SR-22 filing for non-owner policies. Filing speed and availability vary by state and agent — confirm directly with a local Kemper agent.

An SR-22 is not a separate insurance policy — it's a certificate Kemper files with your state's DMV to prove you carry the required liability coverage.

Kemper non-owner car insurance cost

Non-owner car insurance from Kemper costs less than full coverage on a vehicle, since it's liability-only. Actual quotes vary by state, your driving history, and any SR-22 requirement. Compare quotes from multiple agents to find the best rate.

Compare non-owner quotes

Compare Kemper to other non-owner carriers

Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.

Acceptance Insurance

View company

Allstate

View company

American Family

View company
See the full non-owner SR-22 carrier comparison →
Understand SR-22 basics

Non-Owner SR-22 Insurance Without a Car: What to Confirm

If your state requires an SR-22 and you do not own a vehicle, an eligible non-owner policy may provide the underlying coverage for the filing. Requirements, timing, price, and reinstatement steps are state- and driver-specific.

Read guide

Ready to get a quote?

Compare non-owner car insurance quotes from Kemper and other top carriers.

Compare Quotes

nocarplan.com is an independent directory and is not affiliated with Kemper. Information on this page is for general reference only, may not be current, and should be verified directly with Kemper or a licensed insurance professional. nocarplan.com does not sell, bind, or provide insurance.

Your next step

A clearer path to your next policy.

Tell us a little about your situation to explore your next step for non-owner insurance or SR-22 filing.

Explore my options

Advertising disclosure: nocarplan.com may earn a referral fee if you complete a quote with a partner. This doesn't affect the price you pay.