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Insurance companies

National General Non-Owner Car Insurance

Offers Non-Owner InsuranceSR-22 Filing
State coverage
Active in 1 state
Directory listings
1 agents in our directory

About National General's Non-Owner Policy

National General is a non-standard carrier (acquired by Allstate in 2021) that writes both mainstream and high-risk auto insurance, including non-owner and non-owner SR-22 policies. National General operates nationwide and competes across the risk spectrum, meaning they write non-owner policies for standard drivers and high-risk drivers alike. This flexibility makes them a useful option if you're shopping around—they may have competitive rates whether your driving record is clean or spotty. They handle SR-22 filings routinely. National General is less specialized in high-risk than Bristol West or Dairyland, but more willing to write high-risk than mainstream carriers like GEICO or Allstate. If you are shopping multiple carriers, National General often falls somewhere in the middle in terms of pricing and underwriting appetite.

State availability

National General writes non-owner insurance nationwide for both standard and high-risk drivers. Broad availability across all states.

SR-22 filing

National General files SR-22 for non-owner policies, typically within 1–2 business days. They handle both standard and high-risk SR-22 cases.

Good for

  • Writes non-owner for standard and high-risk drivers
  • Nationwide availability
  • Flexible underwriting—may approve cases other carriers decline
  • Handles non-owner and non-owner SR-22 equally well
  • Competitive rates across risk profiles

Watch out for

  • Not specialized in high-risk the way Bristol West is
  • Not as mainstream-optimized as GEICO or Progressive

Does National General offer SR-22 filing?

National General files SR-22 for non-owner policies, typically within 1–2 business days. They handle both standard and high-risk SR-22 cases.

An SR-22 is not a separate insurance policy — it's a certificate National General files with your state's DMV to prove you carry the required liability coverage.

National General non-owner car insurance cost

Non-owner car insurance from National General costs less than full coverage on a vehicle, since it's liability-only. Actual quotes vary by state, your driving history, and any SR-22 requirement. Compare quotes from multiple agents to find the best rate.

Compare non-owner quotes

Compare National General to other non-owner carriers

Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.

Acceptance Insurance

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Allstate

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American Family

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See the full non-owner SR-22 carrier comparison →

Frequently Asked Questions

Does National General write non-owner car insurance?+

Yes, National General writes non-owner policies nationwide for both standard and high-risk drivers. You can get a quote through an independent agent or sometimes directly through their online channels.

Can National General file SR-22 for non-owner policies?+

Yes, National General files SR-22 for non-owner policies, typically within 1–2 business days. Request SR-22 when you apply to ensure it is included with your policy.

Is National General good for non-owner SR-22 after a DUI?+

National General writes non-owner SR-22 for drivers with violations, including DUI. They are less specialized than Bristol West or Dairyland but more willing than mainstream carriers. Get quotes from National General and at least one high-risk specialist to compare pricing.

How much does National General non-owner insurance cost?+

National General rates vary by state, driving record, and age. They are often competitive in the middle of the market—cheaper than pure high-risk specialists but possibly more expensive than mainstream carriers for clean-record drivers. Get a specific quote to see your premium.

Is National General a good choice for non-owner insurance if I have a clean record?+

National General writes standard non-owner policies and may have competitive rates for clean-record drivers. However, GEICO, Progressive, or State Farm may often offer lower rates. Shop around by getting quotes from multiple carriers.

How do I get a National General non-owner quote?+

Contact an independent agent who represents National General, or visit their website to see if they offer direct online quotes. Provide your location and driving history, and they will prepare a non-owner quote.

Top-rated National General agents

Highest-rated agents in our directory who represent National General.

National General Insurance

Waynesboro, Virginia
1.8(25)

Browse National General agents by state

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Virginia
1 agent
Understand SR-22 basics

Non-Owner SR-22 Insurance Without a Car: What to Confirm

If your state requires an SR-22 and you do not own a vehicle, an eligible non-owner policy may provide the underlying coverage for the filing. Requirements, timing, price, and reinstatement steps are state- and driver-specific.

Read guide

Ready to get a quote?

Compare non-owner car insurance quotes from National General and other top carriers.

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nocarplan.com is an independent directory and is not affiliated with National General. Information on this page is for general reference only, may not be current, and should be verified directly with National General or a licensed insurance professional. nocarplan.com does not sell, bind, or provide insurance.

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