National General is a non-standard carrier (acquired by Allstate in 2021) that writes both mainstream and high-risk auto insurance, including non-owner and non-owner SR-22 policies. National General operates nationwide and competes across the risk spectrum, meaning they write non-owner policies for standard drivers and high-risk drivers alike. This flexibility makes them a useful option if you're shopping around—they may have competitive rates whether your driving record is clean or spotty. They handle SR-22 filings routinely. National General is less specialized in high-risk than Bristol West or Dairyland, but more willing to write high-risk than mainstream carriers like GEICO or Allstate. If you are shopping multiple carriers, National General often falls somewhere in the middle in terms of pricing and underwriting appetite.
National General writes non-owner insurance nationwide for both standard and high-risk drivers. Broad availability across all states.
National General files SR-22 for non-owner policies, typically within 1–2 business days. They handle both standard and high-risk SR-22 cases.
National General files SR-22 for non-owner policies, typically within 1–2 business days. They handle both standard and high-risk SR-22 cases.
An SR-22 is not a separate insurance policy — it's a certificate National Generalfiles with your state's DMV to prove you carry the required liability coverage.
Non-owner car insurance from National General costs less than full coverage on a vehicle, since it's liability-only. Actual quotes vary by state, your driving history, and any SR-22 requirement. Compare quotes from multiple agents to find the best rate.
Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.
See the full non-owner SR-22 carrier comparison →Yes, National General writes non-owner policies nationwide for both standard and high-risk drivers. You can get a quote through an independent agent or sometimes directly through their online channels.
Yes, National General files SR-22 for non-owner policies, typically within 1–2 business days. Request SR-22 when you apply to ensure it is included with your policy.
National General writes non-owner SR-22 for drivers with violations, including DUI. They are less specialized than Bristol West or Dairyland but more willing than mainstream carriers. Get quotes from National General and at least one high-risk specialist to compare pricing.
National General rates vary by state, driving record, and age. They are often competitive in the middle of the market—cheaper than pure high-risk specialists but possibly more expensive than mainstream carriers for clean-record drivers. Get a specific quote to see your premium.
National General writes standard non-owner policies and may have competitive rates for clean-record drivers. However, GEICO, Progressive, or State Farm may often offer lower rates. Shop around by getting quotes from multiple carriers.
Contact an independent agent who represents National General, or visit their website to see if they offer direct online quotes. Provide your location and driving history, and they will prepare a non-owner quote.
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