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nocarplan.com is an independent directory and is not an insurance company or agent. We do not sell, bind, or provide insurance. Information provided is for general reference only and may not be current or complete. Always verify coverage details, licensing, and availability directly with a licensed insurance professional in your state. nocarplan.com may receive compensation from partners for referrals.

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Travelers Non-Owner Car Insurance

Offers Non-Owner Insurance
Active in 10 states23 agents in our directory

About Travelers's Non-Owner Policy

Travelers is a major, respected insurance carrier primarily sold through independent agents, not captive agents. They write non-owner policies in most states and are known for straightforward underwriting and reasonable rates for standard drivers. Travelers has a strong reputation among independent agents, which can mean your local agent is experienced with their products and can provide good guidance. They handle both routine non-owner policies and non-owner SR-22 coverage. Travelers is not specialized in high-risk drivers, so if you have a DUI or significant violations, Progressive or non-standard carriers may be better fits. To get a Travelers quote, you contact an independent insurance agent who represents them; you cannot quote directly online or through a Travelers captive network.

State availability

Travelers writes non-owner insurance in most states through a network of independent agents. Availability is generally strong, though terms vary by state and agent appetite.

SR-22 filing

Travelers files SR-22 for non-owner policies, typically within 1–2 business days. Request SR-22 when applying to ensure it is included with your policy.

Good for

  • Available through independent agents with strong Travelers relationships
  • Straightforward underwriting and reasonable rates for clean-record drivers
  • Handles non-owner and non-owner SR-22 in most states
  • Well-regarded brand with strong financial ratings

Watch out for

  • No direct online quote option—requires independent agent contact
  • Not specialized in high-risk underwriting; less friendly to violations/DUI drivers
  • Dependent on independent agent expertise and availability

Travelers non-owner car insurance cost

Non-owner car insurance from Travelers costs less than full coverage on a vehicle, since it's liability-only. Actual quotes vary by state, your driving history, and any SR-22 requirement. Compare quotes from multiple agents to find the best rate.

Compare non-owner quotes

Compare Travelers to other non-owner carriers

Looking at more than one carrier? Here are the other companies that write non-owner SR-22 policies.

Acceptance InsuranceAllstateAmerican Family
See the full non-owner SR-22 carrier comparison →

Frequently Asked Questions

How do I get a Travelers non-owner quote?+

Travelers sells through independent insurance agents, not direct or through captive agents. Find a local independent agent and tell them you need a Travelers non-owner quote. They will contact Travelers and prepare a quote for you.

Does Travelers write non-owner car insurance?+

Yes, Travelers writes non-owner policies in most states. Work with an independent insurance agent to access Travelers' non-owner products. If your current agent does not represent Travelers, they can often refer you to another agent who does.

Can Travelers file SR-22 for non-owner insurance?+

Yes, Travelers files SR-22 for non-owner policies. Tell your independent agent that you need both non-owner coverage and an SR-22 filing. Travelers typically files electronically within 1–2 business days.

What does Travelers non-owner insurance typically cost?+

Travelers non-owner rates vary by state, driving record, and age. For drivers with clean records, rates typically fall in the several-hundred-dollar range annually. Violations or SR-22 increase costs substantially. Get a specific quote from an independent agent representing Travelers.

Is Travelers good for non-owner SR-22 with a DUI?+

Travelers writes non-owner SR-22 for drivers with violations, but they are mainstream-focused and may not offer the most competitive rates for high-risk profiles. For better pricing after a DUI, try Progressive or non-standard carriers like Bristol West or Dairyland.

Does Travelers non-owner cover rental cars?+

Yes, Travelers non-owner policies cover your liability when you are driving a rental car. They do not cover physical damage to the rental vehicle itself. You can add rental car coverage through Travelers or the rental company.

Top-rated Travelers agents

Highest-rated agents in our directory who represent Travelers.

M C Egan Insurance

Denton, Nebraska
5.0(4)

Travelers

Encinitas, California
5.0(1)

Black's Insurance Agency Inc.

Sandersville, Georgia
5.0(8)

Insurance Broker

Alpharetta, Georgia
5.0(2)

Mark Groehler Insurance Agency

Wayzata, Minnesota
5.0(27)

Travelers

Oakwood, Georgia
4.9(14)

Travelers

Glendale, California
4.8(12)

Graham Agency, Inc.

Hornell, New York
4.2(5)

Travelers

Hartford, Connecticut
4.0(24)

Travelers

Rochester, New York
4.0(3)

Travelers

Walnut Creek, California
3.9(7)

Travelers

Richardson, Texas
3.1(68)

Browse Travelers agents by state

Pick a state to see every agent in our directory who represents Travelers there.

New York
6 agents
Georgia
4 agents
California
3 agents
Minnesota
2 agents
Texas
2 agents
Connecticut
2 agents
Colorado
1 agent
Virginia
1 agent
Nebraska
1 agent
Louisiana
1 agent

Non-owner insurance 101

Who Can Buy Non-Owner Car Insurance?

You can buy non-owner car insurance if you're licensed, don't own a car, and don't have regular access to one in your household. Here's who qualifies, why insurers enforce the household rule, and what to do if you live with the car's owner.

Ready to get a quote?

Compare non-owner car insurance quotes from Travelers and other top carriers.

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nocarplan.com is an independent directory and is not affiliated with Travelers. Information on this page is for general reference only, may not be current, and should be verified directly with Travelers or a licensed insurance professional. nocarplan.com does not sell, bind, or provide insurance.

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